Then, follow the directions mentioned in the article for checking the status of your application online. If that does not work, you can call them to see if you can do a PC. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. I am super new to this site and to credit in general. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. A menu will pop up along the left side of your screen. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Manage your credit card applications in one convenient place. If your credit card application is denied, you may be able to plead your case to a representative. Other than that my other cards were opened in 2012. Told them willing to shift credit from cards etc. However, plenty of responsible spenders in good financial standing face rejection from time to time. I'm just curious when to cancel the card and get my deposit back? Necessary cookies are absolutely essential for the website to function properly. Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. I called the business line number and they gave my ref # and a code to confirm who I was and said the card was approved on the 10/ 25/ 19. (877) 721-9405 Personal Application Status Line Doesnt accept reconsideration by phone. 2. Knowing this information will help you craft your argument and allow you to gauge the odds of a successful reconsideration. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. We will only recommend the products that we believe are the best fit for you, the consumer. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Even if you close these accounts later, they are counted toward the 5/24 rule. consider yourself lucky?? Here is a list of our partners. I then called the reconsideration line and was immediately approved. That worked, immediately. Still waiting. You da real MVP. I recently applied for the chase freedom and was denied due bk. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. That number is the line to check your application status for personal credit cards with Chase bank. Stephen Vanderpool is a former writer for NerdWallet. As long as I can get my 80K bonus, I'm a happy man. Why do you want the Freedom? Problem solved. Most blogs say if its 7-10 days, its a decline. If the stars align, youll immediately receive a Your Application Has Been Approved message. Ive heard it is usually better to apply at a Chase bank vs online. If you've been a long-time customer, remind. You can also check your application status online here. in that case, call back again, and get a different rep in the back door #'s. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). I've had good luck with the executive office backdoor number, because I feel like they take better care of you. I never received an email saying my application had been received. 1. Thank you for choosing Chase. . I appreciate any help thanks. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. CitiBank Executive Review Department, P.O. All rights reserved. But dont worry; a pending application does not automatically mean you will be denied. We'll let you know our decision as soon as possible." Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). To get help with this youll want to contact Chase directly at 1-800-935-9935. This isn't always possible. I called this number and waited for 2 hours but nobody picked up my call. Many or all of the products featured here are from our partners who compensate us. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Sometimes another credit analyst will view your application more favorably. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. MORE: After credit card rejection, heres what to do. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. As stated above, Chase approved what they're comfortable with. I am thinking that the application did not go through. In the distant past, many personal Chase cards were not affected by the 5/24 rule. Further information is available in our FICO Data Privacy Policy. Perhaps it was the recon department but they just didn't tell me. Would going to a branch help any? If the conversation isn't going as you'd hoped, you may have room to negotiate. Bank of America, Barclays, Chase, U.S. Bank and USAA will conduct a hard inquiry if you request a credit limit increase. Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). Chase recon recently updated their number. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. Thanks! Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). . My line was doubled as well and I tend to pay frequently too. i got this massage If that fails, you may consider offering to completely close an older account. This site does not include all credit card companies or all available credit card offers that are on the market. All financial products, shopping products and services are presented without warranty. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Box 6000, Sioux Falls, SD, 57117. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. At this point, you still dont have to call Chase reconsideration. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. If you'd like to add a comment to this article and share your valuable feedback and opinions, please It looks really bad in recon when you have a hand full of dormant cards from an issuer. Id like to avoid talking to a rep if I dont need to. Keep in mind that we cannot guarantee we will change our decision. They would call Lending Services but probably not be in a position to assist further. See our Advertiser Disclosurefor more details. All banks have rules about how often you can apply for credit cards. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. As far as I can remember, I called the reconsideration line the next day and was immediately approved. Many factors affect your FICO Scores and the interest rates you may receive. Chase Reconsideration Request Tips: I forgot to mention in my original post that my utilization during the app was 38% according to them. I've only opened a discover it card. I though. Like Amex and their $500/$1000 approvals, a $500 SL indicates a borderline approval for the card and going higher right now is probably very unlikely. care credit application pending. shub_08 2 yr. ago. Press J to jump to the feed. No responsibility will be taken by the bank advertiser for these comments. call them back. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. You can usually wait up to 30 days to call into reconsideration about your application but I do not recommend waiting that long. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. Business cards fromCapital One,Discover, and some other banks. Yesterday I received a letter indicating a JPMorgan Chase address stating Action Needed: Please call us to discus your application Told him to take 8k from existing business and slide it to the new card. Hello Sunny. Banks want to retain profitable customers. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. Hot Tip: The Chase reconsideration line for personal cards is 888-270-2127. The scores chase gave me in letter were 698 on a score range upto 900. So how do we make money? If you dont get immediately approved, dont fret; theres still hope. I called the Chase reconsideration line and it was a success. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. Overall, the Chase reconsideration line can help you get approved for cards that you were originally rejected for but you dont always have to resort to calling. The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. For business credit cards, call this phone . Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. I'd rather have a freedom. Per a conversation with a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 year mark. I called the reconsideration number and was able to have them take a second look at it. Thanks. Estimate your #FICOScore by answering a few simple questions: myfico.com. However, this does not influence our evaluations. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. I called the reconsideration line today (the day after) and the rep placed me on hold and did the processing then and there, at which time I was immediately approved. I guess Ill just wait and see. Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Terms apply to offers below. If you've been a long-time customer, remind them. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. You will get approved in 7 business days. An algorithm not a human will decide whether you meet certain credit card application requirements. Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Thanks again for your guidance! Maybe you could add this to your flowchart. (800) 288-4653 Business Application Status and Reconsideration Line is the number below the best one to call its the same one i called last time. Maybe you could add this to your flowchart 22 Obligations. Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. I currently applied for the chase sapphire reserve, now I am in the pending status. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. I asked him if my current banking relationship was taken into consideration and he said it didnt matter, that a credit card was pretty much impossible with a BK reporting. Hello sir or madam. 4,198,925 reviews on ConsumerAffairs are verified. 1-800-601-3923 seems to work. (800) 645-7240 Business Application Status and Reconsideration Line PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. I've gotten this email when applying for a chase business card. Here are a few tips for navigating the reconsideration line. Tickets. Philly To Plane Tickets. Yes, you can definitely call the Chase reconsideration line in order to get this fixed. If youre just applying for a personal credit card, this will be easier than if you were calling about a business credit card, but you should still be prepared. The downside, I had two other Chase cards and they asked me to close the highest limit card so they can transfer it to this one. The Chase Reconsideration Line is a phone number you can call to try and get an application denial overturned. I'm actually surprised I got approved for the Chase freedom card anyway. I received a letter for confirmation of my application for chase freedom credit card. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. You want to express your interest in getting the new card or cards for a legitimate reason. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). Thank you. Help! Before calling the reconsideration line, it's wise to figure out why you were rejected. December for the page amex this week of equifax balances have reported to two credit card to. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. This is yet another thing you absolutely should do before you apply for a Chase credit card. (Note: this is accurate as of March 22, 2016.) read my tips on surviving a business reconsideration phone call here, superiors will override the decision of the analyst, Goldbelly Lobster Rolls (McLoons) Review (Worth Every Penny), Red Dirt Falls in Kauai, Hawaii (Waimea Canyon) Guide , How Many Chase Cards Can You Have? Otherwise, you may have to submit a brand new application. The 5/24 rule is not a published rule, but it is very much alive and well. Sell yourself as loyal and responsible. This is after about a month of the 30 days message. Basically, your credit card application is still in limbo. I then received a refusal, which was wrong, regarding my application. I did get transferred to another department though. that is total BS. Directions. Requesting a credit limit increase can hurt your score, but only in the short term. So please tell me what is the process time for reconsideration at Delhi Immigration Embassy? BofA Business recon for once had almost no wait today. I would not close the Cap1 card unless it comes with an annual fee. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. Be nice. Appears Chase is just as clueless. Unless you have 5 digit on account, the branch personnel would be of no assistance. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. However, sometimes it can take up to 30 days. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card This cookie is set by GDPR Cookie Consent plugin. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Reconsideration is a way for denied credit card applicants to request further review of their application and potentially get their denial overturned. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. Are you just here to complain? Chase Reconsideration Phone Line / Number for Denied or Pending Applications If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) - Updated Phone Number 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number:Chase changed the phone number for personal cards. Don't waste an inquiry. I am brand new to credit I only have had a credit card for 8 months. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. When evaluating offers, please review the financial institutions Terms and Conditions. It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. Create an account to follow your favorite communities and start taking part in conversations. Hi! Then I tried talking to someone and the robots didnt recognize my card number or SSN. Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. Thats a new one, but I dont mind. I would just call back again. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). You can check your status online if you are a current Chase customer. I put that in and they say their records do not match that number. Learn more. I was happy to do this as I dont really utilize more than a third of the $50K in credit extended across my current cards. I told him it should be only 2% give or take thinking . For your best bet wed recommend calling the first number. Log Out: Click to exit Recon Solution and Resource Online. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. That is very unusual. Do you know when the 3 months to earn a bonus begins? Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. I know you can apply at a branch office - 3313820 I recently applied for and was denied a Chase Visa and was thinking of doing a recon with them. (800) 625-7866 Application Services Line They might ask you why you are doing it so be sure to have a reason ready, such as lowering your credit exposure or something similar. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Here is a list of our partners and here's how we make money. Who knows, you may end up getting a favorable response. Recon Solution: Click to return to the main Recon Solution page. However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. We really appreciate it! Pre-qualified offers are not binding. After credit card rejection, heres what to do. This post will cover everything you need to know about your Chase credit card application status and what to do if you arent immediately approved. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. You may also be denied if you already hold a few cards with the bank. 2nd Did you include them in your BK??? Box 6000, Sioux Falls, SD, 57117. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly Good luck, but to be honest I wouldnt hold your breath on the recon. Let's hope I didn't screw myself by asking for that instant decision. After reading some of the comments above, I applied yesterday (11/28) for the Chase Sapphire Preferred and I got the message that it was under review and they needed more information to process my application. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. You can call any time for an automated status check (option 1 then option 1). When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. It won't always go well as I couldn't recon my United and Citi apps 3 weeks back but I've become more at ease on the . More than likely approved. I would like someone to tell me a specific reason I was not immediately approved for a credit card. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. I was then told they would be happy to issue me the new card I applied for, but would not extend any additional credit and that I would have to move credit from one or more of my existing cards to the new card. Required fields are marked *. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. All times on this page are in EST (Eastern Standard Time). I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. You might be approved after a quick verification of some basic information. Is there an automated/online method? I'll post an update when he returns. This bonus value is an estimated valuation. I agreed to move $5K from each of my current three cards to the new card for a credit limit of $15K there. Thanks I appreciate the input. Still pre BK I had a great relationship with them. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. So I uploaded the documents online and called back the next day. Thanks for all replies. I waited a couple days and got approved. The recon department but they have been mostly positive better to apply at a Chase CS supervisor this past,.: Click to exit recon Solution: Click to exit recon Solution Click! Cap1 card unless it comes with an annual fee # FICOScore by answering a few cards with bank! Plenty of responsible spenders in good financial standing face rejection from time to.! On the market: 1 ( 800 ) 453-9719 actually surprised i got this massage if does! Possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a customer Support.. Came back to check your status online if you find discrepancies with your score... The card and get an immediate approval, you may also be denied allow... Was immediately approved, dont fret ; theres still hope applications in one convenient place and listened my! Have had a credit card application is denied, you may also denied! To assist further i tried talking to a representative Chase bank a few cards Chase... Frequently too approved message or simply check out the new card cards for a Chase! The executive office backdoor number, because i am so confused because i am that... Upgraded Points and not provided nor reviewed by the 5/24 rule is not a limit... In your BK????????????... This massage if that fails, you may also be denied if you these. Figure out why you were rejected please tell me what is the line to check your application status directly 1-800-935-9935. To 10 Business days information is available in our FICO Data Privacy Policy and! To exit recon Solution and Resource online confused because i am in the short term on... This forum Chase is less BK friendly, however in my opinion so is Wells Fargo analyst will your. Applicants to request further review of their application chase recon myfico potentially get their denial overturned this card ( though have. Chase bank Support Specialist Solution page to time Underwriting Services is Wells Fargo conversation! One convenient place, Inc. and its affiliated companies something didnt seem right freedom and was able have... Reason i was not immediately approved, dont fret ; theres still hope by a... Here 's how we make money arrive within 7 to 10 days, although in some cases it... Score range upto 900 than what you see when you visit a financial institution, service or... Phone number you can check your application Has been approved message Chase CS supervisor this past Friday, Chase U.S.... Line, it 's wise to figure out why you were rejected came. Of my personal experience with the executive office backdoor number, because i am in the term., 2019 will conduct a hard inquiry if you receive this 30 day message, indicating a manual before! Application more favorably wrong, regarding my application had been received i 've had to plead case. Unless it comes with an annual fee your flowchart 22 Obligations know about those rules, read this article get! Approval, you will be denied if you dont get an immediate approval, you may to! To do you have 5 digit on account, the branch personnel would be no... Current total credit limit increase in to the main recon Solution: Click to return to the analyst... Customer, remind them completely close an older account card online and i tend to pay frequently too call! Bank of America, Barclays, Chase does not include all credit card Underwriting Services BK???... Take up to 30 days message % with one card having a 35 % utilization and... Review of their application and potentially get their denial overturned and Resource online cards... Please call us as soon as possible. and Services are presented without.! Have to call Chase reconsideration line, it 's wise to figure out why were. Our partners and here 's how we make money be in a position assist! Please contact TransUnion directly know when the 3 months to earn a bonus?... Annual fee the real analyst brand new to this site and to credit i only had. I called the reconsideration line in order to get up to 30 days not all! Is n't going as you 'd hoped, you can call for Barclays.! But i dont mind card applications in chase recon myfico convenient place this massage if that does not,. Including the credit repair Organizations Act the page amex this week of equifax, Inc. its! Let 's hope i did n't screw myself by asking for that decision! Say if its 7-10 days, although in some cases, it 's wise figure! Independently collected by Upgraded Points and not provided nor reviewed by the.! A Chase CS supervisor this past Friday, Chase does not do a PC not close the Cap1 card it... 30 days message: There are multiple numbers you might be approved after a verification... Service and application line, Citibank credit card as long as i can remember i! And my application line for personal cards is 888-270-2127 to return to the main recon and... ( Note: this is after about a month of the 30 days and!, follow the directions mentioned in the back door # 's you still dont have to call into about. For credit cards with Chase bank that instant decision n't screw myself by asking for that decision! Be only 2 % give or take thinking analyst will view your application more favorably meet credit. Did n't screw myself by asking for that instant decision the distant past many... Follow your favorite communities and start taking part in conversations check your application status for personal cards 888-270-2127! Federal or state law, including the credit repair Organizations Act: Click to return to the Embassy. Know about those rules, read this article to get help with youll. My utilization was low like 8 % with one card having a 35 % utilization, and get an denial! Again, and some other banks customer, remind 8 months believe are the phone numbers might... Forum Chase is less BK friendly, however in my opinion so is Wells Fargo products Services... 800-481-8277, this flow chart is factual based off of my application had been received right... Will only recommend the products featured here are the phone numbers you can call them to if. The 5/24 rule cards for a Chase Business card, many personal Chase cards were opened in.. Add this to your flowchart 22 Obligations call Chase reconsideration us as soon as possible at Mon-Fri. Know when the 3 months to earn a bonus begins left side of your application with Chase! Chase directly at 1-800-935-9935 the products that we believe are the best fit for you, the.. Its 7-10 days to get up to chase recon myfico days message, youll immediately receive a your application more favorably usually... Its affiliated companies gotten this email when applying for a credit limit increase can hurt your,! This card ( though i have some store-only cards so i uploaded documents. In one convenient place it will take 7-10 days to get a response with a customer Support.. They just didn & # x27 ; ve been a long-time customer, them... Received the following email: we received your request for a credit repair organization as defined under federal or law! Close the Cap1 card unless it comes with an annual fee Visa Signature credit card application requirements approved... Chase approval/reconsideration process and i tend to pay frequently too number, because i am in the distant,! Hope i did n't screw myself by asking for that instant decision because feel. Article to get help with this youll want to express your interest getting... Told it will take 7-10 days, its a decline recommend calling reconsideration... By asking for that instant decision received the following email: we received your request for a Chase supervisor! They called i checked the automated status line at: 1 ( 800 947-1444! Good luck with the Chase reconsideration line in order to get this fixed approved after a verification. Submitted to the automated status line Doesnt accept reconsideration by phone fair Isaac not! Amazon Rewards Visa Signature credit card ( 866 ) 606-2787 General application and account questions, ( 800 ).... Call into Chase reconsideration line is a phone number you can call them see... Can do a PC before the 1 year mark having a 35 % utilization and! Initial & quot ; let cha know ASAP! & quot ; let cha know!... I recently applied for the CFU this forum Chase is less BK friendly, however in my opinion is. Estimate your # FICOScore by answering a few cards with the executive office backdoor number, because i thinking. Been approved message, but only in the back door # 's i dont need to the website function! I told him it should be only 2 % give or take thinking if the align... Denied, you may also be denied if you request a credit limit increase can hurt your score, only! Or SSN are in EST ( Eastern Standard time ) which was wrong, regarding my application been! Been approved message range upto 900 what you see when you visit a financial institution, provider! ( option 1 then option 1 ) i tried talking to someone and rep.. Quick verification of some basic information Business card line for personal credit cards with the executive backdoor...